MOL Wallet is an online mobile payment processing and money transfer application that is intended to replace the physical wallet with a mobile phone. MOLWallet can be used for payment to digital (e-commerce) and physical merchants, third party bill payments, peer-to-peer (P2P) money transfer, reload of mobile prepaid airtime and other purchases of products and in-app services through a convenient, secure and intuitive online mobile interface combined with multiple payment methods.

MOLWallet converts cash-based users to e-payment- based of users, where e-money will be treated as a primary source of funds to purchase goods and services while credit card as a secondary option of payment. To deposit money into the MOLWallet’s account, users can do it via cash over the counter at retail stores, bank accounts, credit or debit cards, and money transfer through point -of- sale (POS) distribution networks such as MOLReloads and MOLPay. MOLWallet also allows the users to cash out at the nearest automated teller machine (ATM) and transfer funds into the user’s bank account.

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